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Julie Perng is a statistician/economist with the Federal Retirement Thrift Investment Board. She has led behavioral science, financial inclusion, health, education, labor, and other projects in the United States and the Latin America and the Caribbean, East Asia and Pacific, South Asia, Europe and Central Asia, and the Africa regions. She holds a graduate degree from the University of Wisconsin-Madison, and has formerly worked in the World Bank’s Poverty and Equity Global Practice’s Mind, Behavior, and Development team, Innovations for Poverty Action, International Initiative for Impact Evaluation, and more. She has formerly lived in Costa Rica, Rwanda, and China (the latter as a Fulbright Fellow).