Ivor Istuk is a Senior Financial Sector Specialist in the FCI Global Practice at the World Bank Group. He is a financial sector lawyer with expertise in financial innovation, financial consumer protection, MSME access to finance and financial inclusion. Previously, Ivor was a practicing lawyer where he was advising clients on various aspects of financial law and regulation matters. He has also worked for the European Bank for Reconstruction and Development in London where he served five years as a Principal Counsel in the Financial Law Unit and was in charge of providing expert advice to EBRD clients on secured transactions, asset-based lending regimes, factoring, leasing, NBFI regulation, SME operational environment and agricultural finance.